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What is an emergency fund and how big should it be?

Why do personal finance experts constantly recommend building an emergency fund before investing in the stock market?

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SaveSmart
asked 12h ago · 10 rep

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An emergency fund is highly liquid cash saved in a basic bank account to cover unexpected crises like medical bills or job loss, preventing you from going into high-interest credit card debt. Experts universally recommend saving enough to cover three to six months of essential living expenses.

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WealthAdvisor answered 12h ago

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